By Bethan Moorcraft

It’s not if you’re getting hacked – it’s when.

Cyber insurance has been around for almost 30 years, but the data is changing every few months on how people get hacked and the type of cyber breaches that are out there. With every cyber breach, there are new nuances to how it happened, leading to endless questions on how to mitigate the next unknown peril.

Insurers can work with software companies, cybersecurity companies and data analysts to generate solid cyber insights to assist with the underwriting process and help brokers, according to Keith Moore, CEO of CyberPolicy, a subsidiary of San Francisco-based insurtech CoverHound.

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